:root{
  --navy:#0b1f3b;
  --gold:#c9a227;
  --charcoal:#1c2430;
  --muted:#5b6776;
  --bg:#ffffff;
  --bg2:#f6f7f9;
  --card:#ffffff;
  --border:#e6e8ee;
  --shadow: 0 10px 30px rgba(11,31,59,.10);
  --radius: 18px;
}

*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{
  font-family: system-ui, -apple-system, Segoe UI, Roboto, Inter, Arial, sans-serif;
  color:var(--charcoal);
  background:var(--bg);
  line-height:1.6;
}

a{color:inherit;text-decoration:none}
a:hover{color:var(--navy)}
.container{max-width:1120px;margin:0 auto;padding:0 18px}

.site-header{
  position:sticky; top:0; z-index:50;
  background:rgba(255,255,255,.86);
  backdrop-filter: blur(10px);
  border-bottom:1px solid var(--border);
}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:14px; padding:14px 0;}
.brand{display:flex;align-items:center;gap:12px}
.brand-mark{
  width:42px;height:42px;border-radius:12px;
  display:grid;place-items:center;
  background:linear-gradient(135deg,var(--navy),#102a4f);
  color:#fff;font-weight:800;
  box-shadow: var(--shadow);
}
.brand-text{display:flex;flex-direction:column;line-height:1.15}
.brand-name{font-weight:800;letter-spacing:.3px}
.brand-sub{font-size:.82rem;color:var(--muted)}

.site-nav{display:flex;align-items:center;gap:18px}
.site-nav a{font-weight:600;color:#2a3442}
.site-nav a.nav-cta{
  padding:10px 14px;border-radius:999px;
  background:var(--navy); color:#fff;
}
.site-nav a.nav-cta:hover{filter:brightness(1.08); color:#fff}

.nav-toggle{display:none;border:1px solid var(--border);background:#fff;border-radius:12px;padding:10px;cursor:pointer}
.nav-toggle span{display:block;width:18px;height:2px;background:#2a3442;margin:4px 0;border-radius:2px}

.hero{
  background: radial-gradient(1200px 600px at 15% 0%, rgba(201,162,39,.18), transparent 55%),
              radial-gradient(1200px 700px at 85% 5%, rgba(11,31,59,.16), transparent 60%),
              linear-gradient(180deg, #ffffff, #fbfbfd);
  border-bottom:1px solid var(--border);
}
.hero-inner{
  display:grid; grid-template-columns: 1.2fr .8fr; gap:34px;
  padding:54px 0 48px;
}
.kicker{color:var(--gold);font-weight:800;letter-spacing:.18em;text-transform:uppercase;font-size:.78rem}
h1{margin:.35rem 0 0;font-size:2.55rem;line-height:1.15;color:var(--navy)}
.lead{margin:14px 0 0;color:var(--muted);font-size:1.05rem;max-width:54ch}
.hero-actions{display:flex;gap:12px;margin-top:22px;flex-wrap:wrap}
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  padding:12px 16px;border-radius:999px;
  font-weight:700;border:1px solid transparent;
}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{filter:brightness(1.08);color:#fff}
.btn-secondary{background:#fff;border-color:var(--border);color:var(--navy)}
.btn-secondary:hover{border-color:#cfd5df}

.hero-card{
  background:var(--card);
  border:1px solid var(--border);
  border-radius:var(--radius);
  box-shadow: var(--shadow);
  padding:18px;
}
.badge{
  display:inline-flex;align-items:center;gap:8px;
  padding:8px 10px;border-radius:999px;
  background:rgba(201,162,39,.14); color:var(--navy);
  font-weight:700; font-size:.9rem;
}
.statgrid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:16px}
.stat{
  border:1px solid var(--border);
  border-radius:14px;
  padding:12px;
  background:#fff;
}
.stat b{display:block;color:var(--navy);font-size:1.1rem}
.stat span{color:var(--muted);font-size:.86rem}

.section{padding:54px 0}
.section.alt{background:var(--bg2); border-top:1px solid var(--border); border-bottom:1px solid var(--border)}
.section h2{margin:0;color:var(--navy);font-size:1.9rem;line-height:1.25}
.section p{color:var(--muted);max-width:70ch}
.grid3{display:grid;grid-template-columns:repeat(3, 1fr);gap:16px;margin-top:18px}
.card{
  background:var(--card);
  border:1px solid var(--border);
  border-radius:var(--radius);
  padding:18px;
  box-shadow: 0 8px 18px rgba(11,31,59,.06);
}
.card h3{margin:0 0 8px;color:var(--navy)}
.card p{margin:0;color:var(--muted)}
.icon{
  width:44px;height:44px;border-radius:14px;
  display:grid;place-items:center;
  background:rgba(11,31,59,.10);
  margin-bottom:10px;
  font-weight:900;color:var(--navy);
}
.list{
  margin:10px 0 0;
  padding-left:18px;
  color:var(--muted);
}
.pillrow{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px}
.pill{
  border:1px solid var(--border);
  background:#fff;
  border-radius:999px;
  padding:8px 10px;
  font-weight:700;
  color:#2a3442;
  font-size:.9rem;
}

.split{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:18px}
.panel{
  border:1px solid var(--border);
  border-radius:var(--radius);
  background:#fff;
  padding:18px;
}
.panel h3{margin:0 0 8px;color:var(--navy)}
.small{font-size:.92rem}
.muted{color:var(--muted)}
.note{
  border-left:4px solid var(--gold);
  padding:10px 12px;
  background:rgba(201,162,39,.10);
  border-radius:12px;
  color:#2a3442;
}

.form{
  display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:14px
}
.form .full{grid-column:1/-1}
input, textarea, select{
  width:100%;
  padding:12px 12px;
  border-radius:14px;
  border:1px solid var(--border);
  font:inherit;
  background:#fff;
}
textarea{min-height:140px;resize:vertical}
label{font-weight:700;color:#2a3442;font-size:.92rem;display:block;margin-bottom:6px}

.site-footer{
  background:var(--navy);
  color:#fff;
  padding:28px 0 18px;
}
.footer-inner{display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap}
.footer-brand{font-weight:900;letter-spacing:.2px}
.footer-links{display:flex;gap:14px;flex-wrap:wrap}
.footer-links a{color:#fff;opacity:.9}
.footer-links a:hover{opacity:1}
.footer-bottom{border-top:1px solid rgba(255,255,255,.16);margin-top:16px;padding-top:12px}
.site-footer .muted{color:rgba(255,255,255,.72)}
.site-footer .small{color:rgba(255,255,255,.72)}

.pagehead{
  padding:34px 0;
  background: linear-gradient(180deg, rgba(11,31,59,.06), rgba(255,255,255,0));
  border-bottom:1px solid var(--border);
}
.pagehead h1{font-size:2.1rem;margin:0;color:var(--navy)}
.breadcrumb{margin-top:8px;color:var(--muted);font-weight:600;font-size:.92rem}

@media (max-width: 900px){
  .hero-inner{grid-template-columns:1fr; padding:40px 0 38px}
  h1{font-size:2.2rem}
  .grid3{grid-template-columns:1fr}
  .split{grid-template-columns:1fr}
  .form{grid-template-columns:1fr}
  .site-nav{display:none; position:absolute; left:0; right:0; top:68px;
    background:#fff;border-bottom:1px solid var(--border); padding:14px 18px;
    flex-direction:column; align-items:flex-start;
  }
  .site-nav.open{display:flex}
  .nav-toggle{display:inline-block}
}